• Save up to 34% in interest expenses
• Enjoy flexible payment options while you’re still earning on your investments
• Instant loan approval

For more information, please call 998-5662.

PayDay Advance is your quick fix to cash. Get a short term personal loan for:

• Medical bills
• Micro business
• School fees
• Wedding planning
• Any emergency

For more information, please call 906-2429 or email paydayadvance2011@hotmail.com

For more information, please call 1-888-GET-JNBS

Providing an update on the agriculture sector at a press conference recently, Minister of Agriculture and Fisheries, Robert Montague, assured continued support for the production of crops that can be grown competitively. He highlighted that one aspect of this thrust is the provision of funding to farmers at concessionary rates, and linking them with markets.

Consolidating your debt into one payment is easy with JMMB

1. Determine what you can afford and we’ll work with you to develop your unique plan
2. 24 hour approval process
3. Keep more cash in your pocket

JMMB’s debt consolidation loan is the best way to turn all those bills into one easy-to-handle payment. Call a JMMB representative (at 998-5662) and create your own consolidation plan today.

* when you are approved for a mortgage or vehicle loan you can enter the Win 6 Promotion where you are eligible to win up to US$20,000 toward your mortgage, or up to US$6000 toward your vehicle loan payment.

+ up to US$1500 towards your vehicle insurance and up to US$2500 towards your home insurance. Valid upon approval of mortgage and/or vehicle loan.

Special conditions apply.

Approved customers will also received a pre-approved credit card with no joining fee, a free Visa Debit card, free internet banking and free mobile banking.

For more information, please call 1-800-744-3243.

For the period October 30 to December 31, 2011, all approved RBC Royal Bank loan or credit card applicants will have the chance to dip to win one of the following:

• Discount rate on loan applications
• Grocery voucher
• Petrol voucher
• RBC branded item

Plus 5 persons will have a chance to win an iPad 2.

Note, conditions apply. For more information, please visit your nearest RBC Royal Bank branch, or call 960-4722.

This special promotion is authorised under Section 58(3) of Jamaica’s Betting, Gaming & Lotteries Act.

If you operate an established business within the productive, tourism and ICT sectors, the NCB Nation Builder Credit Line provides financial assistance towards:

• Capital expansion
• Working capital support
• Projects aimed at increasing energy-efficiency

For more information, please contact an NCB Business Banker at your nearest NCB branch, or call 1-888-622-3477.

The company said it arrived at this decision after its Risk Management Committee considered that the Bank of Jamaica recently lowered its 30-day benchmark rate. Approximately two weeks ago, the Bank of Jamaica reduced the interest rate payable on its key benchmark 30-day Certificates of Deposit by 25 basis points to 6.25 per cent. This reductions was based on the fact that it expected full fiscal year inflation to be inside its target range of 6-8%. Further to this, PanCaribbeanBank said also that the domestic currency markets remain relatively stable, foreign currency reserves are at adequate levels and credit undoubtedly plays a vital role in supporting Jamaica’s economic activity and growth.

In a press release today, PanCaribbeanBank’s managing director Philip Armstrong said “We note that the economy grew in the second quarter and believe that the banking sector must continue to assist the productive sectors as the engines that push Jamaica in the right direction.“

Give your business a boost with an NCB Merchant Advance Loan. Highlights:

• Quick, easy and convenient
• No collateral required
• Up to 100% financing
• 3 years to repay

If your business uses NCB point-of-sale machines, you can apply for a Merchant Advance Loan.

You can use the loan to restock, retool or improve your cash flow. No matter what business you’re in, you can apply.

Apply by December 31, 2011, and receive a 25% waiver on loan commitment fee.

For more information, please call 1-888-622-3477, or visit your nearest NCB branch.