The ideal candidate should possess:

• A first degree in Finance or Management
• A minimum of 2-4 years in credit
• Ability to assess lending risks
• Proficiency in the use of Microsoft Office applications

Other requirements:

• Excellent interpersonal and communication skills
• Customer focus with strong negotiation skills
• Must own and operate a reliable motor car

Interested persons who meet the specified qualifications are invited to submit applications no later than April 1, 2011 to:

The Human Resource Manager
AIM Financial Corporation Ltd.
19 West Kings House Road
Kingston 10

or email: aimfinancial@flowja.com

The incumbent should possess the following:

• BSc. Degree in Business Administration of equivalent
• One to two years experience in a similar position
• Experience in managing loan portfolios would be an asset
• Have a valid drivers license and own a reliable motor vehicle
• Computer literate
• Able to work on own initiative

Applications with resumes must be sent to:
General Manager
Self Start Fund, 10a Parkington Plaza, Kingston 10

… no later than Friday, March 25, 2011.
For more information, please call 929-8441 or 920-0428 (between 9 a.m. and 4 p.m., Mondays to Fridays)

• Key responsibility is to evaluate and process loan applicants
• Diploma in Business Administration or equivalent
• At least two years working experience in credit
• Candidates should possess good interpersonal skills
• Be able to communicate well, both written and orally

To apply, please email your resume to worldnetemployment@yahoo.com

• Managing and controlling a portfolio of delinquent accounts, comprising personal and business loans, with the primary objective of reducing portfolio losses and delinquencies
• Effectively pursuing the collection of outstanding arrears in the Bank’s loans portfolio in line with policies, through the use of acceptable methods, strategies and negotiating techniques, including calls, interviews and visits
• Interviewing delinquent clients – personal and corporate, in order to establish reasons for delinquency, and instituting collection strategies and procedures to collect arrears, reinstate and restore accounts to their original status
• Following agreed collection guidelines to achieve the Bank’s objectives of reducing arrears while ensuring that a high quality of customer service is maintained

Candidates should have at least:

• A first degree in banking, finance or management studies
• Five years work experience in a financial institution, preferably in the areas of debt recovery, risk management, retail and/or corporate banking
• Sound knowledge of lending/credit administration policies and procedures
• Sound knowledge of the regulations governing financial institutions, for example, the Proceeds of Crime Act, Financial Institutions Act and the Securities Act
• Excellent communication skills, both written and oral
• Strong analytical and financial analysis skills
• Excellent knowledge of Microsoft Office
• Excellent time management skills

Applications must be sent by the latest, January 21, 2011 to:

Senior Vice President, Human Resource & Administration
P.O. Box 183, Kingston 5

Or fax 920-8575

Or email hr@capital-credit.com

Only short-listed applicants will be contacted.

• Maintain delinquency rates at targeted levels and to improve the loan portfolio quality by initiating and implementing effective debt collection strategies
• Foster the development of the micro and small businesses by providing suitable financing and technical assistance
• Grant loans in accordance with established policies
• Formulate feasible business ideas into loan proposals
• Assist in reviewing and updating the loans policy manual
• Provide supervision to staff in the loans department

Candidates ideally in the 25+ age group should be:

• Holder of a Bachelor’s Degree in Business Administration
• Possess sound knowledge of mortgage, motor vehicle and business loans
• Competent in writing and assessing business plans
• Possess sound knowledge of loan security documentation
• Strong supervisory skills
• At least three years working experience in similar position
• Own and operate a reliable motor vehicle

Apply in confidence to:
Smith & Associates
Chartered Accountants
16 Hope Road,
Kingston 10
Fax – 754-5647

• Field loan officers
• Credit officers
• Collections officer
• Loans supervisor
• Collections supervisor

Requirements

• Graduate of a recognized tertiary institution
• Unquestionable integrity
• Strong work ethic
• Able to work flexible hours and days including weekends
• Excellent analytical skills
• Possess quality leadership, communication and interpersonal skills
• Relevant experience in the position applied for
• Positive upbeat attitude and pleasant personality

Email application and resume to recruitment2050@gmail.com

Note; only short-listed candidates will be contacted.

The incumbent is responsible for inter alia, processing loan applications, providing clients with information regarding the loan and insurance facilities offered by the Bank, taking minutes at meetings of Management Credit Committee as an when required. Additionally he/she is required to represent the Bank at seminars/forums to market and promote the Bank’s products and services.

Qualification / Experience

• A Bachelor’s Degree in Business related discipline or equivalent professional accreditation plus at least 3 years working experience in the area of loans/credit of a financial institution.

Other Requirements

• Ability to analyse credit data and financial statements to determine the degree of risk involved in extending credit facilities.
• Ability to determine credit worthiness of loan applicants.
• Specialised skills in interviewing techniques for loan applications.
• Excellent written and oral communication skills.
• Excellent computer skills with proficiency in the use of Microsoft Word and spreadsheet applications.
• Knowledge of customer service, standards and procedures.
• Good human relations skills with emphasis on teamwork.
• High level of initiative with the ability to identify problems and define solutions.
• High level of integrity and ethical standards.
• Ability to recognize and effectively pursue business and profit opportunities.
• Knowledge of banking and bank products would be an asset.

Interested individuals who meet the requirements should submit written applications with full resumes no later than 17 December 2010 to:

Head – Human Resource & Administration Division,
EXIM Bank, 11 Oxford Road, Kingston 5

or email humanresource@eximbankja.com

Note; responses will be sent to short-listed candidates only.

The successful candidate will undertake a wide range of lending activities and manage a loan portfolio in a manner which minimizes risk to the Bank. S/he will be required to deliver accurate, timely and relevant advice and guidance to the Bank’s customers concerning all their financial needs related to loans and other products and services.

In addition, s/he will:

• Assist the Credit Department in monitoring performing accounts in an effort to prevent relegation to non-performing levels
• Monitor overdrawn current accounts to minimize excesses
• Ensure that credits are reviewed before expiry
• Monitor due and past due loans to ensure prompt collection

Ideally, candidates should have:

• A Bachelor’s degree in Management Studies, Finance, Economics or related discipline
• A minimum of five (5) years experience in banking at a supervisory level, three (3) of which must include experience with credit appraisals
• A high level of proficiency in the use of Microsoft Office suite applications

Special requirements:

• Excellent problem-solving and analytical skills
• The ability to accurately assess lending risks
• Excellent communication and interpersonal skills – the ability to successfully interface with varying personalities, and under diverse circumstances
• Must have good initiative and sound judgment
• The ability to work quickly and accurately, under varying conditions
• Good conflict resolution skills

Interested persons who meet the specified requirements are invited to submit applications for consideration to fghrd@gkco.com by December 6, 2010.

Alternately, applications may be sent by mail to:

The Vice President – Human Resources
First Global
5th Floor
2 St. Lucia Avenue, Kingston 5

Fax – (876) 960-7235

JN Small Business Loans Ltd. invites applications for the positions of FIELD OFFICER in Kingston, St. Catherine, Clarendon, Manchester, St. Ann, St. Mary, St. James and Westmoreland.

Applicants must possess the following minimum qualifications and should reside in the respective geographic areas stated above. Please state in your response, the location for which you are applying.

• A first degree in Finance and Banking
• 2 years micro-credit or sales experience
• Excellent interpersonal and communication skills
• Proficiency in the use of Microsoft Excel and Word

Applicants MUST own and operate a reliable motor vehicle. The selected applicants will be required to underwrite micro loan applications and manage a successful micro loan portfolio in the locations listed above.

Applications must be submitted by October 22, 2010 to jnsblhr@jnbs.com

Note: only short-listed applicants who meet all the requirements will be contacted.

Reporting to the Loans Manager, the successful candidate will be required to play a major role in reducing delinquency to the acceptable level and improve the loan portfolio quality by initiating and applying effective collections and debt management strategies.

The successful candidate MUST possess the following:

• A Bachelors Degree in business administration, finance or the equivalent
• Team player with excellent interpersonal skills and effective negotiation skills
• Ability to make sound judgment in reviewing accounts
• Good understanding of members’ needs and the collection process to determine the member’s financial obligations
• Have a sound knowledge in legal processes
• Highly developed cognitive and communication skills
• Results oriented
• At least three years working experience in a similar position

Interested persons may send application and resume by September 3, 2010 to:
The Human Resource Officer
St. Thomas Co-operative Credit Union Ltd.
26 Queen Street, Morant Bay, St. Thomas
Email: admin_gen@stccu.com

Only short-listed candidates will be contacted.